10 Power Steps for Reducing your Debt.
1. Save three months of income in super safe investments. Before aggressively paying down your debt, I recommend you pay yourself first by having three months income in a savings account or other no risk investment that you can get to in an emergency. Do not put off any longer having this emergency saving. This is what you need for real emergencies. With this money, you should be able to raise your insurance premiums, not have rely on payday loans or new debt for those unexpected emergences, and be able to collateralize a secured loan for the purpose of building your credit  read more
Posted by smiledon on Thursday Apr 19
10 things every car buyer must know
Buying a car needs not just investment but deep thought. The market is overflowing with choices and temptations. Buyers need to think, what kind of car and can I afford it? Think, what do I need transportation for right now and what will I need two years from now? Do I want a car as a status symbol or as something that makes my life easier? Will the car be a commuter vehicle, or to transport children? Would a van with cargo space and high clearance be more suitable for a growing family? Should the car be a two-wheel or four-wheel drive? What kind of terrain will I be driving in most of the time? Go through auto magazines as well as consumer reports to get a clear picture of the world of cars  read more
Posted by smiledon on Thursday Apr 19
A Guide to Buying an mp3 Multimedia Player
Portable music and video today and the future. What the trends are: With digital music coming, the mp3 player has taken the high ground in digital music and video entertainment. So, what exactly are we talking about? MP3 is a term that relates to a standard of digital audio processing that allows digital audio files to be compressed in size and therefore made more portable. The mp3 player today however, is much more than simply a device that plays only mp3 standard audio files. It is now a universal term that includes players of all forms of portable audio formats and is used to identify a wide range of hardware from an equally wide range of player manufacturers, and a plethora of websites offering downloadable media  read more
Posted by smiledon on Thursday Apr 19
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